Yamaha has an excellent opportunity for a Risk Analyst II to join our Finance team in Cypress, CA. The Risk Analyst II will serve as a seasoned analyst in aggregating, analyzing, and interpreting data for monitoring and oversight of the credit portfolio and delivering insights and decision strategies. They will perform complex and advanced data manipulations and analyses, providing analytical support for wholesale and/or retail portfolio to maximize profits and/or asset growth and to minimize credit, operating losses, and synthesizing data to “form a story” and making recommendations to management.
What you’ll be doing:
- Compile and mine data from multiple sources and involving large data sets that are structured and unstructured
- Assist in developing, implementing and monitoring YMFC-US’s credit and servicing policies and procedures
- Perform complex analysis/analysis design including predictive modeling, regression/multivariate, financial, comparative analysis, customer/demographic analyses, trend analyses, etc.
- Identify opportunities for additional statistical models and/or creating sophisticated analytical techniques to analyze and forecast losses and business performances
- Develop and implement underwriting strategies or pilot programs in support of new product/program launch and/or pricing
- Develop and utilize robust monitoring, benchmarking, and analytical techniques (including A/B testing) to drive step-change improvements in credit performance, profitability, and risk management, by connecting future consumer credit trends to historical data and pricing
- Produce monthly, quarterly, and annual risk and business performance reports
- Develop and deliver presentations and communications, both written and oral, to effectively convey complex analysis, findings, and strategic recommendations to diverse audiences across the organization
What you’ll need to be successful:
- 4-year Bachelor’s degree or higher in a quantitative field, such as statistics, economics, econometrics, finance, mathematics, operations research, engineering, physics, computer science, or business/social behavioral sciences with quantitative emphasis
- 1-2 years of experience in data capture and data queries using tools, such as SQL, SAS EG, etc. is required
- 1-2 years of risk reporting experience, risk analytics experience or combination of both
Desired Qualifications:
- Master’s degree in relevant field
- Experience in auto, powersports, or other consumer lending
- Experience with Snowflake database
- Experience with reporting tools, such as Sigma or Tableau
- 1-2 years of programming experience in SQL and/or SAS required
- Strong presentation and interpersonal skills to effectively communicate analysis, strategies, and recommendations to various stakeholders and Senior Leadership
- Excellent Analytical skills with high attention to detail
Don’t meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification. At Yamaha, we understand that talent comes in various forms, as such we are dedicated to building a diverse, inclusive, and authentic workplace. If you’re excited about this role but your experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles!
What’s in it for you:
- 401(k) and Profit Sharing
- Fertility Benefits
- 37.5-hour workweek
- Medical, Dental, Vision
- Life and AD&D Insurance
- Wellness Program
- Short-Term Disability Coverage (for hourly roles)
- Long-Term Disability
- Student Debt Repayment Benefits
- Ability to borrow Yamaha product
Pay:
$56,290 to $99,060
Yamaha intends to offer the selected candidate base pay dependent on job-related experience. Base pay is part of Yamaha’s Total Reward program, our Talent Acquisition Team will share more details as candidates progress.
Reports to: Department Manager
Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identify, national origin, veteran or disability or any other status protected by federal, state, or local law. We celebrate diversity and are committed to creating an inclusive environment for all employees.
